Prequalified
IllustrationAnalogy★★★★HAVE you ever gotten a letter in the mail from a credit card company telling you that you’ve been prequalified? These letters will usually tell you that you can spend five thousand dollars because they’ve already checked you out and decided you would be a good customer. Now, this is just a ploy, a joke, and a gyp. They are just trying to get you to spend money so that they can charge you interest. It’s a trick. God has also prequalified us for righteousness. Unlike the trickery involved with the credit card companies, He has prequalified us by already applying the righteousness of Christ to our accounts. Our balances have already been paid.
The point
God has prequalified believers through Christ's righteousness applied to our spiritual accounts. Unlike earthly credit schemes, God's justification is real and irrevocable.